About Palm Beach Research Group
Founded by Mark Ford and Tom Dyson in 2011, Palm Beach Research Group publishes a variety of investment-related advisories and courses that can help you invest wisely and build long-term wealth. is an independent research and publishing company that provides subscribers with advisories and courses that can help you create a comprehensive wealth-building plan.
As such, Palm Beach Research Group claims their central mission is to “help readers get richer every single year.”
In their most popular advisory, The Palm Beach Letter (more about this in a moment) the company’s staff of 30-plus editors and researchers provide specific advice on a wide range of conservative, long-term investment strategies, vehicles, and securities—all focused on “reducing risk at every opportunity.”
Palm Beach Research Group’s other products also provide useful advice about stock market investments, cash-generating options strategies, “outside the market” ideas for generating additional active income, retirement lifestyle guidelines, and more.
If you’ve tried other investing advisory services in the past, they might not have lived up to your expectations. But will you experience the same with Palm Beach Research Group?
Here, we’ll lay out everything out on the table so that you can make an informed decision. First, let’s take a look at the company’s different products.
Palm Beach Research Group Products
Overall, Palm Beach Research Group offers 11 different products and advisories:
The Palm Beach Letter
As we mentioned above, this is perhaps PBRG’s most popular product, which is based on Mark Ford’s investment strategies and Tom Dyson’s financial expertise.
Overall, you’ll learn how to create new income streams, different low-risk investment strategies, “outside-the-market” strategies, and the “safest and most profitable investment ideas in the world,” as recommended by their analysts.
Written by Mark Ford, this monthly essay series will reveal the ideas he’s used to create his extraordinary wealth. You’ll also find news updates, a member spotlight, and Q&A.
Mega Trends Investing
A monthly investment advisory written by Teeka Tiwari, a former hedge fund manager. Here, you’ll learn about “the long-term social, political, and technological trends that are changing our world,” and undervalued companies that are best positioned to take advantage of the situation.
Jump Point Trader
Also developed by Teeka Tiwari, this system uses a proprietary algorithm to help you identify “momentum” stocks. And by analyzing the technical action of stocks, you’ll be able to achieve higher returns, faster.
Income for Life Premium
A unique strategy involving a specific type of whole life insurance contract (keep this in mind, since we’ll come back around to it shortly) that can safely harbor your cash while providing 5% annual returns.
You’ll also learn how to finance cars, houses, college expenses, and investments without ever dealing with a bank.
Extra Income Project
A series of entrepreneurial essays authored by Mark Ford that reveals 24 different entrepreneurial projects outside the stock market that can make you $50 to $500 per hour, or more, all from the comfort of your home.
Palm Beach Current Income
A trading advisory that provides weekly options trade recommendations that generate average annualized returns of about 14%.
The accompanying educational course can also teach you the “best, safest ways to earn income from the options market.” This includes a six-part webinar series and a post-course exam that prepares you to trade live.
C.A.P. Cash Flow Strategy
A “masters” level rental real estate course that “will you teach you how to add six (or even seven) figures to your portfolio and thousands of dollars in passive income every month,” even if you have no prior real estate experience.
Perpetual Income Program
A safe, flexible retirement savings strategy that shows you how to loan money to “the strongest, safest companies in the world,” while earning thousands per year in the process.
Wealth Builders Club
Dubbed “the most comprehensive wealth-building program in the world,” this is a step-by-step learning program that can help you become wealthy in less than seven years using different essay series and programs.
A “special research service” only available to a select few subscribers that gives you access to Tom’s “inner circle.” As a member, you’ll receive closely held investment advice, as well as access to a private forum.
Now, how much will each of these products cost you?
Palm Beach Research Group Pricing
Palm Beach Research Group’s different advisories and products are priced as follows:
- The Palm Beach Letter (1-year subscription): $199
- Mega Trends Investing: $199 per year
- Creating Wealth: $199 per year
- Wealth Builders Club: $2,250
- Perpetual Income Program: $2,000
- Palm Beach Current Income: $3,000
- Extra Income Project: $895
- C.A.P. Cash Flow Strategy: $1,995
- Tom’s Confidential: You’ll need to contact the company
- Income for Life Premium: $1,995
- Jump Point Trader: $3,000 per year
Palm Beach Research Group’s refund policy varies by product. For example, you can receive a full refund within one year for The Palm Beach Letter, Creating Wealth, and Mega Trends Investing, while Jump Point Trader only comes with a 90-day refund policy.
If you have questions about pricing (or anything else), you can contact Palm Beach Research Group at (888) 501-2598.
Are these a good deal? To help answer, let’s find out who’s behind Palm Beach Research Group.
Who are Mark Ford and Tom Dyson?
Despite no formal background in investing, Mark Ford (who also goes by the pen name Michael Masterson) is an author of more than 15 books related to financial independence and copywriting, and is also a prolific real estate investor and filmmaker.
There wasn’t as much public information available about Tom Dyson, who is the publisher for Palm Beach Research Group, and is also an alumni of Stansberry Research (the company behind America 2020).
According to his bio on PBRG’s website, Tom bought his first stock when he was 11 (which returned 300% in less than nine months) and has since traded bonds at Salomon Brothers and Citigroup. Tom is also the author of the popular advisory The 12% Letter, which he relinquished control of in 2010.
While it doesn’t appear that Mark or Tom have been embroiled in any major legal trouble as individuals, what are subscribers saying about Palm Beach Research Group?
Subscriber Feedback for Palm Beach Research Group
Based out of Delray Beach, FL, Palm Beach Research Group wasn’t listed with the Better Business Bureau at the time of our research. In fact, there wasn’t much online feedback about the company at all.
We did encounter some in-depth reviews on StockGumshoe and BankOnYourself about a “770 Plan” that’s been promoted multiple times in the Palm Beach Letter. Similarly, Nerdwallet reviewed a “702 Plan” often promoted as well.
In all of these, the authors’ goal was to provide some real-world insight on programs that might have otherwise come off as over the top or oversold.
Since we didn’t hear much from subscribers, in the company’s own words, what makes Palm Beach Research Group different from other investment advisory publishers?
What Makes Palm Beach Research Group Different?
According to PBRG, their key distinguishing feature is that they don’t accept money from any third party to promote their services, so they’re 100% independent. The company doesn’t even allow their editors to invest in any of their recommendations (for more, be sure to read their Code of Ethics).
They also claim to “make a point of teaching you everything we know about investing and wealth building,” which involves not just investing advice and learning how different investment types complement one another, but also “living rich” advice that covers personal finance, health, travel, and productivity.
Palm Beach Research Group claims that their investments average a 6% return or better, and that they’re focused on long-term wealth building instead of high-risk investments.
Does all of this necessarily mean you should sign up with Palm Beach Research Group?
Is Palm Beach Research Group a Wise Choice?
Have you ever heard the saying that no news is good news?
Well, in the instance of Palm Beach Research Group, there is very little online feedback, whether from subscribers or industry professionals, which can provide much in the way of guidance. So, we can’t know if they really do average 6%+ rates of return, if their newsletters and educational programs are useful (not to mention trustworthy), and a whole host of other important criteria.
We will say that Palm Beach Research Group’s website seemed to be chock full of useful information, and the company seems to go the extra mile in making sure you’re as informed as possible about the company’s guiding principles.
Keep in mind though, that the information provided by Palm Beach Research Group should not be considered investment advice. And the company specifically notes that, “Because we are publishers and not financial advisors, we do not provide investment advice tailored to your personal situation.”
What’s your experience with Palm Beach Research Group? Tell us about it by writing your review below!
42 out 43 people found this review helpful
90% Fluff 10% Useful Info
I was interested in the Social Security info and I got it. Most of it was not useful to me because of my situation - oh well. But then the "weekly" newsletters started - up to two a day. Mostly like AOL with a teaser to get you to click on the link. What are you 2nd graders? Tell us what you have and we will decide if it is for us and click or not. Most of everything is fluff, trying to hype you up to buy a product. I was in sales for 20 years and it is amusing to watch them try make everything look like diamonds surrounded by cotton stuffing. I got a 10 page email - 3 pages was how this guy started out poor, worked a job, made his first stock buy... who cares! The whole point of the 10 page email didn't come until page 9 - the first 8 pages were wasted time. Their videos are worse: 5 minutes in they say "We have a great strategy for you, but we are not going to tell you what it is yet!" and that happens 3 or 4 times so a half hour later you still don't know what the strategy is. I did not join to invest so I can't speak as to their advice but if you have an hour or two to waste on fluff every day - sign up.
Bottom Line: No, I would not recommend this to a friendView all 1 commentsHide comments
Jun 2, 2016
Thanks for your review, Robert. I'm about to retire and was interested in the SS information as well. However, PBRG struck me as total salespeople with the 20 minute or so, video that I had to sit through just to get to the point! I wondered what they'd be pushing with their Newsletters.
143 out 145 people found this review helpful
Palm Beach Letter
After you discover they are not the upright, helpful folks they claim to be, you of course will want to cancel your subscription. The problem being, they will not answer their phone nor reply to your emails. I've reached the point that my next email will be to the FBI Fraud Hotline.
Bottom Line: No, I would not recommend this to a friend
144 out 145 people found this review helpful
No better than the rest, and maybe a bit worse
At the end of the day, they're the same bunch of bandits and money grabbers like most newsletters are. I have been a subscriber since they started and got sucked into subscribing for more than I intended, but thankfully avoided their high priced services and the pitch for the "life time all services they produce". There is some decent stuff in the Palm Beach Letter, but really all they're focused on is adding more services (some of them really a bit pathetic), all in the interests of milking their subscriber base, and adding to it for more money in their pockets. And they regularly make arbitrary changes to the various services, when they suddenly realize there may be some overlap of conflict with another existing service, and without any suggestion of compensation for changing something or taking it away. And as for their customer service (I have tried twice to get them on the phone), the automated service gave me wait times of 91 minutes and 58 minutes! The second time I decided to hang in, and after about 10 minutes being on hold, just got kicked off.
Tom Dyson tries to come across as an earnest, honest and sincere guy, but he has only one focus and objective, which is how to take more money from existing and new subscribers, and fill his pockets. The one good thing is that they do use Stop Losses with their recommendations, and just as well, because pretty much all of them have been stopped out. One service (Megatrends) is almost a joke, so many of the reccos have been stopped out. Very much a "buyer beware" with this one. I wish I would have never gotten started with them.
Bottom Line: No, I would not recommend this to a friend
214 out 217 people found this review helpful
A few good ideas repeated over and over and over and over..
If you like to hear rich guys talk about how they got rich and how you should do it too, this is the service for you. The 'Current Income' product can illustrate a (relatively) conservative way to make money trading options, but the rest of the service is just average advice.
The stock picking of Teeka Tiwari and Tom Dyson is as effective as anybody else's - but no better. The retirement advisor Bob Irish is full of good advice, but so's my golf buddy Mike.
All that coupled with a price that could choke a horse make this a stay-away website - be careful! These guys are rich for a reason, and it's not because they're excellent investors.
Bottom Line: No, I would not recommend this to a friend