Amica Insurance Reviews

Amica Insurance

Overall Rating


6 Customer Reviews


As the oldest mutual insurer in the country, Amica provides a variety of insurance coverages for auto, home, motorcycle policies with the opportunity to receive annual dividend payouts.

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Customer Reviews

1.0 Stars out of 6 Reviews
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Posted on Feb 15, 2020


By Thomas B., Utah, Verified Reviewer

Jared Melendez is an insurance agent for Amica Insurance, he is a liar and a cheat. We switched from Liberty Mutual, Jared promised the word and signed us up, after paying just under $3000 for homeowners, auto, and an umbrella policy they came back and said we were not insurable because of my wife’s part-time child care business. Please note that this was discussed upfront, before I went through the hassle of canceling existing policies.

Bottom Line: No, I would not recommend this to a friend

Posted on Jan 11, 2020

Total garbage

By Towfiq A., Los Alamos, NM, Verified Reviewer

With an A+ driving record (no accidents or tickets in the last 15 years), and living in a National Lab town (with nearly two thousand PhDs), I felt I have been paying too much, ~ $2200 per year with Geico. So after receiving a cordial letter from Amica with an access number and a promise to lower my insurance by ~ $600, I naturally called them for a quote. And here you go...they quoted me $4400 per year for the exact same coverage I am getting from Geico. Just an integer factor of 2!? I asked for an explanation but the agent didn't have any. If that is how an auto insurance company is running a business in this country, good luck folks who are going with Amica at the moment. I am not promoting Geico here, and still feel they are ripping me off. I will keep searching for a reasonable insurance company.

Bottom Line: No, I would not recommend this to a friend

Posted on Oct 25, 2019


By James S., Michigan, Verified Reviewer

They tell you that you have these coverages and then you don't, and then they don't have to pay for anything. Worst company ever, great at scamming customers. I went to put full coverage on one of my cars and they told me that I had it, then three weeks later I find out I don't. What? I called for a tow so I got screwed in the tow and I drove around illegally in a vehicle for 3 weeks. I would not trust this company.

Bottom Line: No, I would not recommend this to a friend

Posted on Jan 17, 2019

Amica - The absolute worst

By Jay B., Connecticut, Verified Reviewer

I switched insurance companies when I was near the end of my term with Amica. They sent me a bill for me to renew. When I called them to explain that I switched (My new insurance company must not have contacted them), While I was waiting for them to get back to me, they put me in collections! I now owe them $41. I'm debating about paying it. If they already wrecked my credit rating, I may not. They have ruined any chance of having them as an insurance company again.

Bottom Line: No, I would not recommend this to a friend

Helpful Review? 3 People Have Voted

Posted on Dec 13, 2018

Just awful

By Lauren C., Ohio, Verified Reviewer

If I could give zero stars, I would.

We spoke with a representative (Michael Young) and he got us set up for a policy on a house we're planning to close on. We waited for confirmation on the policy, and waited, and waited. As the closing date approached, we received a call from him saying to give him a call back, no big deal. We did, no return call. We tried multiple times over the next four days. Nothing. Sent emails, called again. Find out through another call (again still can't get a hold of Michael) that they just need confirmation that we'll handle a small bit of leftover mold (which our inspector said was not a problem) within 30 days of closing. Sure thing! We'll handle that.

Meanwhile, our loan officer is trying to get a hold of them as well to finalize details. We finally get a call TWO DAYS before closing to hear they will not be able to insure us. Thanks, AMICA, for making home buying so stressful! We'll be sure to let everyone know how "helpful" you are.

Bottom Line: No, I would not recommend this to a friend

Helpful Review? 5 People Have Voted

Posted on Oct 13, 2017


By Jared Kolleh, Savannah, GA, Verified Reviewer

Amica is a disgrace to insurance companies. A person who has their insurance plan hit me back in December and was given a citation by the police for being at fault. The police report clearly states that the driver was rude and reckless, and should be held responsible. To get out of not paying my medical bills and other expenses, this company claimed their driver was not at fault. How disgusting and low can a company be by trying not to do handle its responsibility? Take hold of your responsibility and pay my bills! I still have the police report!

Bottom Line: No, I would not recommend this to a friend

Helpful Review? 25 People Have Voted
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