Understanding the fine print that comes with a credit card offer before you apply is the key to being a smart consumer who makes wise choices about their finances.
J.D. Power’s 2017 U.S. Credit Card Satisfaction Study reveals the best credit cards and credit card companies for customer satisfaction, along with insights into more aspects of customer satisfaction.
Credit card fees are nearly universal and there are lots of them. What most consumers don’t know is that you can have some of these fees reduced and you can avoid them entirely with good decision making.
When your credit score gets higher either by credit scoring changes or good financial habits, there are plenty of things you can do and mentalities you can adopt to get the benefits of a good credit score.
Nine out of 10 lenders use your FICO score to determine interest rates and loan terms, so it’s important that you know what it is, what factors affect it, how it compares to other credit scores, what is a good FICO score, and how you can check it for free.
Whenever your credit score goes up you have new opportunities for better rates on credit cards, auto loans and mortgages. If you can leverage your score wisely, you can save tens of thousands of dollars.
Credit builder loans are loans specifically designed for people who have no credit scores or bad credit scores. These loans are an excellent way to rebuild your credit through on-time payments.
Credit score can drop for reasons that seem counter-intuitive, and we list them along with an in-depth look at the shortcomings of credit scoring systems.
A good credit score is a tremendous financial asset. By practicing a few simple habits and mindsets, you can get and keep a good credit score and get great offers from lenders.
Having bad credit can make it hard to find a good credit card, but we’ve found five cards we think can help you rebuild your credit and provide fair terms for your future purchases.
© Copyright 2013-2020 HighYa LLC. All Rights Reserved.