After the Equifax data breach, TransUnion and Experian pushed their credit lock services as a way to reinforce your credit report’s safety & keep you aware of any new accounts opened in your name.
Nine out of 10 lenders use your FICO score to determine interest rates and loan terms, so it’s important that you know what it is, what factors affect it, how it compares to other credit scores, what is a good FICO score, and how you can check it for free.
Many tax liens and civil judgments will be deleted from credit reports soon, which means millions of consumers will see their credit scores change by an average of 10 points or more.
Credit builder loans are loans specifically designed for people who have no credit scores or bad credit scores. These loans are an excellent way to rebuild your credit through on-time payments.
Credit score can drop for reasons that seem counter-intuitive, and we list them along with an in-depth look at the shortcomings of credit scoring systems.
A good credit score is a tremendous financial asset. By practicing a few simple habits and mindsets, you can get and keep a good credit score and get great offers from lenders.
Having bad credit can make it hard to find a good credit card, but we’ve found five cards we think can help you rebuild your credit and provide fair terms for your future purchases.
Credit bureaus have been around for decades, but it wasn’t until recently that their public profile has grown to the point that consumers want to know who they are, what they do and why they exist.
Raising your credit scores fast takes a basic understanding of how credit scores work and, from there, you can use the five tips we list here to increase your scores and improve your credit.
Free credit score websites offer you at least one free version of your credit score, but exactly which credit score model they use and what that credit score is, varies from site to site.
41,383 Consumer Reviews
© Copyright 2013-2017 HighYa LLC. All Rights Reserved.