Subsidized and unsubsidized federal student loans differ in several key ways, including how long you can take out the loans, how much you can borrow and when you have to pay interest.
Second mortgages have become commonplace but few consumers know what they are and what they do. Our guide uses in-depth research and interviews with experts to bring you clarity and understanding.
Student loan refinancing companies like SoFi promise to give you a community-oriented, lender-focused place where you can get low interest rates and save money on the monthly payments you make. But our research shows that there’s a good chance you won’t be a candidate for low rates that save money.
Whenever your credit score goes up you have new opportunities for better rates on credit cards, auto loans and mortgages. If you can leverage your score wisely, you can save tens of thousands of dollars.
Public Service Loan Forgiveness is a federal program that forgives student loan balances after 10 years if your job can meet certain requirements and you can make 120 payments when those requirements are met.
The student loan crisis made community colleges a popular choice for students. Why? Good professors, a chance for personal development, career choices, cheaper tuition and a unique community.
Credit builder loans are loans specifically designed for people who have no credit scores or bad credit scores. These loans are an excellent way to rebuild your credit through on-time payments.
Credit score can drop for reasons that seem counter-intuitive, and we list them along with an in-depth look at the shortcomings of credit scoring systems.
Bankruptcy law and something called the “Brunner Test” make it extremely difficult to discharge your student loans through bankruptcy. Two court cases, one lawyer and one research paper explain why.
A good credit score is a tremendous financial asset. By practicing a few simple habits and mindsets, you can get and keep a good credit score and get great offers from lenders.
58,893 Consumer Reviews
© Copyright 2013-2018 HighYa LLC. All Rights Reserved.