About CBC Settlement Funding

By purchasing structured settlement, annuity, and pre-settlement funding payments in exchange for a lump sum payout, CBC Settlement Funding claims to have helped thousands of people get the cash they need. In addition, the company claims to provide a “smooth, stress-free and expedient transaction,” as well as full and partial payment options.

CBC Settlement Funding is based out of Wilmington, DE, and holds an A rating with the Better Business Bureau, which is based on just two closed complaints over the past three years. However, the company was recently acquired by Asta Funding, Inc., who holds a B+ rating, with four closed complaints. Online customer reviews regarding the company appear to be few and far between, and we were unable to gauge overall satisfaction levels as a result.

How CBC Settlement Funding Works

Because your financial needs can change, CBC Settlement Funding provides lump sum cash payments in exchange for the purchase of structured settlements, annuities, and pre-settlement funds. Similar to Novation Settlement Solutions, Peachtree Settlement Funding, and JG Wentworth, CBC Settlement Funding offers full and partial lump sum cash options, in addition to funding options such as:

  • Structured Settlement – If you need to free up cash associated with a personal injury lawsuit, this program may work well for you.
  • Annuities – Instead of receiving monthly payments related to life insurance policies, retirement accounts, trust funds, and more, you can receive one lump sum cash payment.
  • Pre-Settlement Funding – If you need to pay medical or legal bills and are pending a settlement related to a strong case, you can receive your money in advance.

Unlike these companies, however, CBC Settlement Funding claims that their underwriters have your best interests at heart, and they may advise against selling your structured settlement payments if it “would not be in the client’s best interest.” Even though the company will work with you closely, their fairly detailed FAQ may answer many of your initial questions.

Regardless of which option best fits your needs, CBC Settlement Funding claims that the process works in three steps:

  1. Contact a customer service representative to obtain a quote.
  2. Learn about the different options available, and complete the necessary paperwork.
  3. Choose the cash solution that’s right for you, wait for court approval, and then receive your money via check or electronic transfer.

While the company claims that the overall 6-8-week process is fairly straightforward, they recommend having your lawyer review any associated documents.

CBC Settlement Funding Pricing

Obtaining a quote through CBC Settlement Funding is free, though you’ll need to contact them directly at 877-386-3377 or info@cbcsettlementfunding.com, at which point you can inquire about any associated fees.


  • Claims to have helped thousands of individuals receive lump sum cash payments for funds related to structured settlements, annuities, pre-settlement funding, and more.
  • The company claims that their underwriters have your best interests at heart.
  • A rating with the Better Business Bureau, with just two closed complaints over the past three years.


  • Very few online reviews at the time of this writing to gauge overall customer satisfaction.

Bottom Line – Should you use CBC Settlement?

While CBC Settlement Funding holds an A rating with the Better Business Bureau, there are very few online customer reviews available. As such, you may want to explore all your available options before making a final decision.

However, as we mentioned in our Oasis Legal Finance review, due to the fact that legal lending is unregulated in most states, these services often come with interest rates as high as 100 percent. While this may not present much of an issue if your case settles quickly, if it takes longer than expected (as many legal proceedings can), you could end up repaying much more than your original loan amount. As a result, several states (originally led by Colorado) have implemented, or are in the process of implementing, restrictions on the interest rates that legal lending companies can charge.

Ultimately, what it comes down to is this: similar to cash advance or payday loans, it’s best to stay away from legal lending unless you’re left with no other option.

Read 3 CBC Settlement Funding Customer Reviews and Complaints

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Average Customer Rating: 1.0
Rating Snapshot:
5 star: 0 4 star: 0 3 star: 0 2 star: 0 1 star:  3
Bottom Line: 0% would recommend it to a friend
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  • Putting the cart before the horse

    • North Carolina,
    • Dec 8, 2018
    • Verified Reviewer

    I had a transaction with this company a few years back and it went smoothly. This time not so much. I was told from the beginning that because of my previous transaction this should go very smoothly. I had a court date much sooner than expected, no problems. Then the fun begins and I start getting some odd follow-up questions about names used, and liens I never heard about pops up. OK, so there is a problem getting funding now, but they have already given the amended paperwork to my insurance company and my next payment was going to be affected. Seems to me you get your paperwork in place before you get your money. So now the transaction ended and I still don't know if my money will be there with the next payment coming up! Never a sorry, just attitude.

    Bottom Line: No, I would not recommend this to a friend

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  • 2 out 4 people found this review helpful

    They just don't pay

    I was asked to do a notary signature for a Clint of CBC. They never paid for the notary service.

    Bottom Line: No, I would not recommend this to a friend

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  • 15 out 18 people found this review helpful

    Not at all pleased with CBC Settlement Funding!

    I recently sold an annuity through CBC Settlement Funding, LLC., but was extremely unhappy after the fact.

    I was told over the phone I would receive a signing bonus of $1,500.00 for using their company over another. I even followed the telephonic offer with an e-mail to the individual I was talking to on the phone, Mr. Matthew Warren. I also wanted to add an additional 12 months to the sale prior to it being finalized. I was told that was not a problem, to go ahead and sign the first and they would draft up another contract for the same discounted rate for the last 12 months on the annuity. They didn't do that either. Now they are acting like the telephonic agreements followed up via e-mail aren't worth the paper they would be printed on. Interesting how a company like this can have an A rating with the BBB. I did file a formal complaint with the BBB as well as the Pennsylvania Department of Banking and Securities Department since the office is located there. I will continue to attempt to finalize this agreement but I'm doubtful. It’s a shame companies have staff members who play games with their customers. I have other annuities but I won't be selling them through this company.

    Bottom Line: No, I would not recommend this to a friend

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