203 Consumer Reviews for Chime Banking - Page 3

Average Consumer Rating: 3.5
Rating Snapshot:
5 star: 111 4 star: 17 3 star: 5 2 star: 7 1 star:  63
Bottom Line: 65% would recommend it to a friend
Showing 23-33 of 203
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  • 3 out 3 people found this review helpful

    No fees and no customer support either!

    • Washington,
    • Feb 22, 2019
    • Verified Reviewer

    Sure there are fees. Try $4.95 to make a cash deposit...and that's capped at $500.00. Last week I had $1300.00 in cash to deposit and it would be one thing if it was just $4.95 but because $500.00 is the max per cash deposit at any of their retail locations, so that 3 separate cash deposits totaling more than $14.00!

    Plus when I experienced a bonafide fraud issue, there's no way in heck to reach anyone, let alone anyone who had an ounce of genuine concern or sense of urgency about them...if they even understood English. Don't get me wrong, who doesn't enjoy payday two days early, but not as a trade-off for competent customer service and support.

    Bottom Line: No, I would not recommend this to a friend

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  • 1 out 1 people found this review helpful

    LOVE CHIME

    • Salisbury, MD,
    • Feb 22, 2019
    • Verified Reviewer

    I couldn't think of better banking! It makes banking fun! Automatic savings, payday comes early, Instagram giveaways, Chime bot who does a heck of a job with questions, and on time notifications every time my card is used! Thanks Chime!

    Bottom Line: Yes, I would recommend this to a friend

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  • Great way to utilize online banking

    • Atlanta, GA,
    • Feb 22, 2019
    • Verified Reviewer

    I opened my Chime bank account a few months ago and couldn’t be happier with my decision. I have a few monetary accounts at brick and mortar institutions, but they do not give me the ease of accessibility to my money as soon as Chime does. I get paid early, and get notified immediately if my card was used. Nothing ever "pends" and transactions are paid quickly. I mainly use the account for online purchases and haven’t had an issue with use this far. I recommend Chime to anyone looking for access to their money early and securely.

    Bottom Line: Yes, I would recommend this to a friend

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  • It works great for me

    • Nevada,
    • Feb 21, 2019
    • Verified Reviewer

    I get my check two days before everyone else I work with. I can use it for Uber and Lyft, something I couldn't do with my Walmart card. I like the savings account, it's a great thing with my round-up program. I tell all my friends about this card. Some have joined and they love it too.

    Bottom Line: Yes, I would recommend this to a friend

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  • 3 out 3 people found this review helpful

    Not a bank by your side!

    • Florence, KY,
    • Feb 20, 2019
    • Verified Reviewer

    So I opened up the Chime account just to get the fifty dollars for a friend! I continued to have money deposited just as a spending account. Well, somehow my account got hacked with iTunes! I called to block the iTunes and find out who was using my card! So I canceled that card like they suggested and receive a new one in the mail. Well, before I could receive my new card, I get an email stating they were closing my account in four days! Well, needless to say, I now have to wait 30 days for them to send me a check! I was not asking for a refund, I just wanted to stop iTunes and protect my account!

    Bottom Line: No, I would not recommend this to a friend

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  • Excellent!

    • Linton, IN,
    • Feb 20, 2019
    • Verified Reviewer

    I absolutely recommend Chime. I've had no issues with them. No money has been missing. No bad transactions. My checks show up two days early. Honestly, if you're looking for an online-only bank, this is it. The savings account and getting free money back is convenient. I've been using them for about a year now and I've had no problems. Their customer service is the only area they need to improve.

    Bottom Line: Yes, I would recommend this to a friend

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  • 1 out 2 people found this review helpful

    Chime Banking

    • South Carolina,
    • Feb 19, 2019
    • Verified Reviewer

    My paydays are always early! It's a Visa card and works at virtually any ATM for a fee. Checking and Savings from an app. Reloadable with cash for a fee at Walmart and Dollar General.

    The transactions are notified on my smartphone with my current balance, which is necessary to keep up with the regular money I spend.

    I'm very pleased with my Chime!

    Bottom Line: Yes, I would recommend this to a friend

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  • 2 out 2 people found this review helpful

    Referral bonus scam

    • San Francisco, CA,
    • Feb 19, 2019
    • Verified Reviewer

    I used a friend's referral link and enrolled. I received a direct deposit that was well over the $200 minimum exactly 45 days after opening the account. When I spoke to customer service about the $50 reward for my friend, and when I was told I didn't qualify because I didn't use the link, then I was told my deposit was made 47 days after opening the account. Both reasons were not true.

    I was asked by customer support to send a copy of the link to support, so I did. Several days later I received a response stating that after looking into the matter the reason I didn't get the referral bonus was because my friend already had an account with Chime. This is correct, my friend was the one who referred me, of course he already had an account!. Like the previous reasons given as to why I didn't receive the bonus, it was not valid.

    After several phone calls and many emails (most unanswered), I called customer service again, this time I spoke to the floor manager who informed me that I didn't use a referral link to enroll therefore I didn't meet the criteria for the referral bonus. I assured him that I used the link I was sent and if my account didn't show I had there was a problem with the link or with the system. He then told me the link was working. I asked what link did he check since I had not given him any information regarding who had sent me the link. He replied he checked my link. My link isn't the issue.

    It seems Chime will go to extremes to ensure I didn't qualify for the bonus and will do nothing to resolve errors on their end that are responsible for my nullification. Customer service is a joke. I was lied to as well as called a liar. I wanted to like Chime but feel Chime is lacking in integrity and business ethics.

    Bottom Line: No, I would not recommend this to a friend

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  • No problems here

    • Georgia,
    • Feb 16, 2019
    • Verified Reviewer

    I haven't had any problems since I received my card 3 days after joining. Deposits are fast as well (Wednesday night when other people I work with receives theirs Friday morning with their local banks). I love the savings features...any deposit over $500, 10% is automatically transferred into savings, also the "round up" feature. I have both turned on so now I'm saving money (that pays interest) when normally I suck at saving money!

    And then there's the Chime Bot (automated customer service), it's there for the quick and easy questions you may have, anything other than that, it'll transfer you to a human customer service rep. It's a little flirty if you're on your game right so watch out! I think I may have something going on with Bot myself...so there's that.

    Just a happy Chime Customer.

    Bottom Line: Yes, I would recommend this to a friend

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  • Great mobile banking

    • Inverness, FL,
    • Feb 16, 2019
    • Verified Reviewer

    Chime has become my favorite banking choice, the live time updates, and verifications of transactions make it the top choice. No more checkbook ledgers. Early 2-day deposits can benefit everyone!

    Bottom Line: Yes, I would recommend this to a friend

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  • So far so good

    I was looking for a new per paid debit card and went to NerdWallet and it showed me Chime as a bank, not a per paid debit card. This was nice. They have no monthly fees like most do. Direct deposit, my paycheck goes in and I do get paid two days early. When I have to pay bills online, it works like a charge card. It helps me save money. They round up what you spend, will round up to the next dollar and put it into a savings account for you. It will also help you pay yourself first by taking 10% of your pay and putting into the savings account, and when you need to pull from saving to checking it will do it in a minute so you have your money.

    Bottom Line: Yes, I would recommend this to a friend

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Showing 23-33 of 203

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