About Financial Peace University

Designed and instructed by best-selling author and syndicated radio talk show host Dave Ramsey, Financial Peace University (FPU) is an education program that teaches families how to handle money using Biblical principles.

The primary focus of Ramsey’s instruction is to teach you how to get rid of debt, manage money and spend, save and invest your money wisely.

FPU is one of Ramsey’s most popular classes. Through his three best-selling books (The Total Money Makeover, Financial Peace Revisited, and More Than Enough, and his syndicated radio program “The Dave Ramsey Show,” he has earned a reputation for teaching effective, Biblical, common sense wisdom and is known for his strong position on consumer debt.

How Does Financial Peace University Work?

The classes are taught through a combination of video teaching, class discussion and interactive small group activities.

The classes run about 1.5 hours each week for nine weeks. For the first half of each class you watch a DVD recording of Ramsey’s teaching and during the second half there are small group discussions and training activities.

The average class size is 8–12 families. They are available all over the country and locations and start dates can be found on the www.daveramsey.com website.

An online-only version of the class is also available.

Topics Taught During the Class Include:

  • Saving
  • Communication about money between spouses
  • Communication about money between parents and children
  • Budgeting and cash flow planning
  • Getting out of debt
  • Smarter buying decisions
  • The role of insurance: How to protect your health, family and finances
  • Retirement and College Planning
  • Real estate and mortgages
  • Generous giving

Ramsey claims that the average family pays off $5,300 in debt and saves $2,700 within the first 90 days of taking the class.

Financial Peace University Pricing

Financial Peace University works on a membership basis. Membership is $100 per family, which includes spouses, engaged couples and teens living at home, meaning entire families can attend the classes under one membership.

The membership fee includes all the class materials, including all nine of the lessons on CD, workbooks, budget forms, a Complete Guide to Money book and other resources. It also gives you access to FPU online resources. The fee only needs to be paid one-time and membership is indefinite, meaning you can attend future classes for free if necessary.

You can pay the membership fee during the registration process in the online store or directly from the class coordinator.

However, Financial Peace University offers no refunds. The website states; “If you do it, it works! If you don't do it, it won't work! If you work the program, you won't want your money back. If you don't work the program, you don't get your money back.”

The online-only version is $69 and is a self-paced 16-week online membership. The live class discussions are substituted with online forums and chats and all the workbooks and forms are made available in a downloadable version. You do not get the Complete Guide to Money book with the online-only version.


  • Top quality teaching material
  • The financial plans are real, practical, and easily executable.
  • The cost of the class is relatively affordable. You will not find this much useful information for this price anywhere else.
  • The website boasts of thousands of changed lives.
  • According to our research, the are no hidden costs.
  • Membership lasts indefinitely.
  • Online-only version available


  • According to our research, there is no return policy.

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Read Financial Peace University Customer Reviews and Complaints

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Average Consumer Rating: 5.0
Rating Snapshot:
5 star: 1 4 star: 0 3 star: 0 2 star: 0 1 star:  0
Bottom Line: 100% would recommend it to a friend
  • 10 out 11 people found this review helpful

    Excellent material!

    • Moncton, New Brunswick,
    • Mar 30, 2014

    Dave Ramsey has a 20+ year proven track record of challenging people to "live like no one else now, so that later on you can LIVE and GIVE like no one else!" Dave doesn't teach get rich quick, in fact he warns against those kind of rip offs. Dave challenges people to create a budget, live within it, live on less than you earn, get out of debt as fast as you can (with "gazelle" intensity) and invest wisely and safely, using mutual funds that have at least a 10 year history of good returns.

    Financial Peace University doesn't really teach anything new or exotic, just good old common sense, that apparently isn't very common any more!

    Bottom Line: Yes, I would recommend this to a friend

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