18 Consumer Reviews for LendingHome - Page 2

Average Consumer Rating: 1.5
Rating Snapshot:
5 star: 2 4 star: 0 3 star: 0 2 star: 1 1 star:  15
Bottom Line: 6% would recommend it to a friend
Showing 12-18 of 18
Sort reviews by:

  • 7 out 9 people found this review helpful

    I don't even believe they are legitimately offering loans.

    • Phoenix, AZ,
    • Jun 3, 2018
    • Verified Reviewer

    - Six-figure income.

    - Credit score of 802.

    - I'm in my mid-40s, so very long credit history.

    - No late payments on anything, ever.

    - Plenty in the bank to cover all costs.

    - $2800 owed on a credit card that I pay off every month.

    - The only other debt is the mortgage I'm trying to refinance, $178,000.

    - Home has over $100,000 in equity.

    Yet, I'm denied because "Amount owed on revolving accounts is too high."

    $2,800 on $74,000 of available credit is too high? I'm convinced they are offering bottom rates to harvest personal data.

    Bottom Line: No, I would not recommend this to a friend

    Help others find the most helpful reviews

    Was this review helpful?

    yes no
    Comments (0)
    View all 0 commentsHide comments

    Do you have an account? Log In before commenting.

    (If you don’t have an account – don’t worry, you can create it after)


  • 6 out 7 people found this review helpful

    Don't waste your time

    I have one major bone to pick with them. I have spent many years in the real estate business and know what to expect in most situations, but not here. Our appraisal came in low. OK, that happens. But when I surveyed the neighborhood for comparable sales, there were two that were missed that would make all the difference (very similar size, age and within blocks of the subject property). When presented with this information, they refused to do any kind of re-evaluation! This is unheard of (unless you just can't be bothered with customer concerns)! Very unhappy with their unwillingness to even take a few minutes to look at the data.

    Bottom Line: No, I would not recommend this to a friend

    Help others find the most helpful reviews

    Was this review helpful?

    yes no
    Comments (0)
    View all 0 commentsHide comments

    Do you have an account? Log In before commenting.

    (If you don’t have an account – don’t worry, you can create it after)


  • 6 out 6 people found this review helpful

    Extremely poor service, too much paperwork and no ethics.

    Do not use this company for a housing loan. They are absolutely the worst people I have ever dealt with. I have had many housing loans without any issues. Until this outfit. This company should not exist. You will be doing yourself a great service if you steer clear of LendingHome. They literally told me that I had too much money to get a housing loan!

    Bottom Line: No, I would not recommend this to a friend

    Help others find the most helpful reviews

    Was this review helpful?

    yes no
    Comments (0)
    View all 0 commentsHide comments

    Do you have an account? Log In before commenting.

    (If you don’t have an account – don’t worry, you can create it after)


  • 5 out 5 people found this review helpful

    LendingHome is very deceptive and when a loan goes south does nothing!

    • Chicago, IL,
    • Jul 12, 2018
    • Verified Reviewer

    I would highly recommend not investing with LendingHome. They lack transparency and refuse to give lenders good information about loans. Patch of Land, Fund that Flip and Alpha Flow are much more transparent and honest.

    Bottom Line: No, I would not recommend this to a friend

    Help others find the most helpful reviews

    Was this review helpful?

    yes no
    Comments (0)
    View all 0 commentsHide comments

    Do you have an account? Log In before commenting.

    (If you don’t have an account – don’t worry, you can create it after)


  • 4 out 4 people found this review helpful

    As an investor

    • Florida,
    • Nov 11, 2018
    • Verified Reviewer

    Investors beware...I have been an investor for two plus years. Things have changed. Now all new investments are through their reinvestment service. I have $1+ million in investments and over 15% on non-accrual. I just had one pay-off (a settlement) and lost $5400 on a $25000 investment. I had another two weeks ago and lost $2400.

    Their underwriting is sketchy at best. I am slowly moving out of LendingHome into Fund That Flip. Extremely transparent.

    Bottom Line: No, I would not recommend this to a friend

    Help others find the most helpful reviews

    Was this review helpful?

    yes no
    Comments (0)
    View all 0 commentsHide comments

    Do you have an account? Log In before commenting.

    (If you don’t have an account – don’t worry, you can create it after)


  • 2 out 3 people found this review helpful

    Worst ever! Total incompetency!

    • New ,
    • Dec 20, 2018
    • Verified Reviewer

    Most incompetent company ever. After three weeks and a clear to close, they come out the blue with "We are not ready to fund your loan," trying to say my bank statements are altered. Dummies, you verify my bank statements already. I send my personal bank statements and the loan processors alter them and try to put them on my account after the fact without my consent. It took me verifying the account and documenting it in writing that this took place for her to remove them. And to add insult to injury, they come back and lie further saying they sent these statements to the bank. When I asked why, they could not answer me, so I pay a visit to the branch manager and spoke with upper management all to find out this was also another lie. Child-like games with peoples' money is what you will receive from LendingHome. I, like you guys, will be reporting them to EVERY LEGAL AGENCY in the State of California.

    Bottom Line: No, I would not recommend this to a friend

    Help others find the most helpful reviews

    Was this review helpful?

    yes no
    Comments (0)
    View all 0 commentsHide comments

    Do you have an account? Log In before commenting.

    (If you don’t have an account – don’t worry, you can create it after)


  • 1 out 9 people found this review helpful

    Best Possible Experience with Lending Home

    • Scottsdale, AZ,
    • Apr 14, 2016
    • Verified Reviewer

    Gabe at Lending Home won me over when I was looking at various lenders. He wasn't trying to sell me, he wasn't pushy, he was just there to help provide me the answers to the questions I had. He was so competent which made me feel comfortable using them as my lender.

    They were able to get me a much lower rate than the first mortgage company I was working with.

    The process was very smooth and they have a very user friendly portal. You can even see the interest rate calculations online.

    They pulled strings and got me closed on my home mortgage in a very short time frame. April was also wonderful and in constant communication with me daily.

    Gabe & April are the definition of customer service. I wish every business operated as they did.

    Thank you lending home for a smooth lending experience and top notch customer care.

    Bottom Line: Yes, I would recommend this to a friend

    Help others find the most helpful reviews

    Was this review helpful?

    yes no
    Comments (0)
    View all 0 commentsHide comments

    Do you have an account? Log In before commenting.

    (If you don’t have an account – don’t worry, you can create it after)


Showing 12-18 of 18

Write a Review for LendingHome!

Share your experience to help others shop smarter & discover great products.

Write a Review