Money Morning Review: Is It a Reliable Source?

By J.R. Duren
HighYa Staff
Updated on: Oct 14, 2019

Based out of Baltimore, MD, Money Morning is a financial news website that claims to provide cutting edge tips and expert opinions about investments, new venture ideas, the global economy, and more.

Along with their in-depth analysis, Money Morning claims to provide you with actionable information—guides, or takeaways—that you can use in the real world to help you reach financial independence.

With more than 250 years of combined industry experience, Money Morning is operated by 11 financial and investment executives, of whom the site emphasizes Keith Fitz-Gerald, Dr. Keith Moors and Tim Gentile.

In our review of this company, we did an in-depth analysis of what the site offers, how much its services cost, the red flags we found in our research and what HighYa readers say about their Money Morning experiences.

Types of Money Morning Accounts

Money Morning’s free and paid offerings are vast and are part of the company’s publishing arm: Money Map Press. The company divides its publication access into four categories: newsletters, trading services, elite services and memberships.


Money Morning’s free newsletter is called “Money Morning” and, according to the company’s website, this newsletter provides “daily market commentary and analysis.”

Once in a while, the company will pitch you paid products and services that you aren’t under any obligation to buy.

Keep in mind that Money Morning says their free newsletter is an analysis of the news that you can “take away” and “apply in your own investing.” This is a key distinction, as the site isn’t offering investment advice.

In addition to the Money Morning newsletter, you can sign up for seven other free newsletters that cover areas like the tech industry, oil and energy and Wall Street.

Money Morning also pitches paid newsletters that cover a variety of niches and nuances in the market:

  • High Velocity Windfalls
  • The 10-Minute Millionaire Insider
  • Fast Fortune Club
  • Nova-X Report
  • Private Briefing
  • Money Map Report
  • Energy Advantage

Trading Services

Money Morning’s market experts also provide their own nuanced trading insights that you can purchase. Money Morning does not list the prices of these services on their website.

However, if you click on a service and then click through one or two more advertising pages, you can find out how much most of their services cost. We were able to do this to find out the cost of one of their paid trading services: V3 Trader.

This method of trading is courtesy of Money Morning expert Tom Gentile, who says his 200 or more yearly trading tips can help you earn up to tens of thousands of dollars per month. The cost of these tips is $5,000 per year.

You have 90 days to try the service. If you don’t like it, Money Map Press will refund your subscription price.

We clicked on a few of the website’s other trading services and discovered the following yearly subscription prices:

  • Straight Line Profits: $5,000
  • Biotech Insider Alert: $4,000
  • Money Calendar Pro: $4,995
  • High Velocity Profits: $1,950
  • Stealth Profits Trader: $5,000
  • Radical Technology Profits: Not available at time of publishing
  • Energy Inner Circle: $4,000

Elite Services and Memberships

In addition to the seven paid trading services above, Money Morning offers 15 different “Elite Services” and memberships, too.

A few examples of yearly subscription fees include $5,000 for an Elite Service called “Quantum Tracker” and $699 for a “Passport Fellowship” that gives you lifetime free access to multiple paid Money Morning newsletters.

Are There Any Red Flags?

Money Morning’s services are split into their free newsletters and their paid services. We don’t see many dangers in signing up for the company’s free emails.

However, we do have some concerns about their paid services because of the conversations we’ve had in the past with financial advisors about investment services red flags.

Now, first off, Money Morning doesn’t claim that any of its experts are federally-registered financial advisors. Because of this, they aren’t bound by any laws to act in your best interest. Also, they don’t invest your money for you as a financial advisor would.

However, like financial advisors, they’re pitching their ability to help you earn money through the tips they provide.

As such, we think the advice we’ve received applies both to choosing a financial advisor and choosing whether or not you want to pay anywhere between $1,950 and $5,000 each year for Money Morning’s advice.

Raghav Sharma, founder of GuideVine, a site that pairs you with CPA’s, told us that it’s a big red flag if the person you’re paying to give you investment help promises big returns.

“One of the first things you should look out for is guaranteed or flat returns. If they say they can make you 10% every year, I’d run away,” He told us. “Nobody can say with certainty what they can make you.”

And this is where Money Morning gives us pause. Many of the landing pages they’ve created for their paid newsletters boast the possibility of big returns:

  • “My one-of-a-kind, $162,000 ultimate retirement guarantee”
  • “139 double- and triple-digit winners and the $100,000 in guaranteed gains risk-free"
  • “Guarantee #1: 350% total average weekly gains in 2018”
  • “I guarantee...125 extra paydays worth at least $150,000 over the next 12 months”
  • “I am absolutely confident you will make 10 times your money, no matter what.”
  • “This man is beating the S&P by 926.61%”

We believe the repeated use of the word “guarantee” could lead you to believe the money you spend on access to the various paid Money Morning programs will get a guaranteed return on the money you invest based on the site’s advice.

However, as Sharma pointed out, any claims or guarantees should give you pause, as “nobody can say with certainty what they can make you.”

Reviews of Money Morning

In addition to tapping into a CPA’s advice about Money Morning, we also turned to HighYa readers’ reviews of Money Morning.

At the time of publishing, Money Morning had a 1.2-star rating from 26 verified reviews. Eight percent of reviewers would recommend the site to a friend.

Money Morning had 24 1-star reviews, one 2-star review, and one 5-star review. Many of our readers offered stern warnings:

  • “Any money that we make, we lose more. It seems that they throw everything to the wall...and see what sticks.”
  • “They just want your money!”
  • “It’s simply a pump and dump scheme.”
  • “I screwed up and joined $6,000 worth of memberships, and so far have lost around $10,000 in addition to paying for the memberships.”
  • “I wish I had listened to these reviews before dishing out over $5,000.00.”
  • “I fell victim to my own stupidity and signed up for one of their programs.”

Based on this information from HighYa reviewers, we believe there’s a good chance you will be disappointed with the investment results you receive via Money Morning’s advice.

The Bottom Line: Should You Try Money Morning?

Signing up for Money Morning’s free newsletters is a risk-free proposition since you aren’t paying any money to get tips or analysis.

However, we believe the advice we received from Sharma and the reader reviews left on HighYa indicate that you’ll most likely be disappointed with the returns you get if you sign up for a paid membership with Money Morning.

If the site’s services intrigue you to the point that you want to try it, we suggest signing up for their free newsletters first.

If the advice you get produces gains, then you may want to try the Passport Fellowship. Its $699 one-time fee is far cheaper than the company’s trading services and its other memberships and Elite Services.

If you’re convinced that you want to pay upwards of $5,000 to use the site’s resources, take a moment to consider the credentials of the site’s experts and the cost.

For example, neither Keith Fitz-Gerald or the oft-mentioned Tom Gentile is a federally-registered broker or investment advisers. Therefore, you can’t look at their federal broker records and check any past rules violations or companies they’ve worked for.

Second, investment site SmartAsset indicates the average cost of a financial advisor is up to $2,500 to set up a financial plan and 1% to 2% of assets under management.

If you’re someone who has assets of $500,000, your yearly fee to use an advisor could be as low as $5,000. This fee is equal to several of the services Money Morning offers.

However, you get the advantage of having face-to-face conversations with someone who is licensed to handle your money and invest it.

A paid subscription to Money Morning, however, affords you emails and newsletters but no face-to-face interaction. Also, the person giving you insight may have no investment training at all.

Customer Reviews

Start your review of Money Morning:
  • 26 Customer Reviews
  • 8% Recommend This Company
1.2 out of 5
5 star: 3% 4 star: 0% 3 star: 0% 2 star: 3% 1 star: 92%

 Our Promise to You

To safeguard you and ensure helpfulness and relevance, our compliance team manually assess every customer review before it goes live.

We have a zero-tolerance policy for fake reviews, and companies cannot control or alter any reviews at any time.

Sort reviews by:

  • Outstanding service

    • By Serge Doyon,
    • Québec City, Canada,
    • Oct 14, 2017
    • Verified Reviewer

    I am a subscriber of two years. I have followed their recommendations randomly whenever I had time to read their recommendations.

    Up to now, following these recommendations, I made enough money to pay for their service for the next 20 years. I intend to follow their recommendations less randomly and to renew my subscription until I cannot anymore take care of my personal affairs.

    Bottom Line: Yes, I would recommend this to a friend

  • Money seekers

    • By Philip B.,
    • South Africa,
    • May 19, 2019
    • Verified Reviewer

    They just want your money! I subscribed to the money Calendar and it is two weeks later and did not receive any entry or exit for any trade so far. In the meanwhile, they want me to subscribe to other schemes like Alpha 9. It's like I said, they want your money. Stay far away and if you bought any stuff with your credit card at Money Morning, block your card as quickly as possible.

    Bottom Line: No, I would not recommend this to a friend

  • Geiger Index is a scam

    • By Jon K,
    • Colorado,
    • Oct 6, 2014

    I would give them an infinite negative review if I could. I followed their advice and after several months it became clear that I would never even recoup my subscription costs, let alone a decent return on my money. When I called to cancel my subscription, they would not do it. I called my credit card company Discover and they issued my a temporary credit. Thought I would at least get a refund on my subscription cost. However, as Geiger blew them off with no response and the fact that I have taken 5 months to come to the conclusion that I have been defrauded,

    Discover reversed my credit and blew me off as well. A POX on all those involved at both Geiger and Discover. I intend to post this on every site that I can to try and protect others from being stolen from like I was.

    Bottom Line: No, I would not recommend this to a friend

  • Radical Technology

    • By Dave,
    • Utah,
    • Mar 21, 2015

    Terrible investment. To me it looks like all they do is watch for stocks that surge and then tell you to buy them after they have already went up. I made about 5% in a years time. I can do that by myself without paying them thousands of dollars.

    Bottom Line: No, I would not recommend this to a friend

  • Think I've been taken.

    I normally don't fall for things like this but I watch financial news and have seen Keith Fitz-Gerald on several times. I trusted him and signed up. Now that I have mostly lost money I invested in his recommendations, I canceled and have been waiting on the guaranteed refund since March 18th.

    Bottom Line: No, I would not recommend this to a friend

  • They overpromise and under deliver

    • By Jon Smith,
    • New York,
    • Jul 20, 2015

    High velocity profits is very bad. Not at all what they sold. They even messed up a recommendation. Told subscribers to buy a put option, only to send out another email saying they got it wrong and wanted you to buy a call option on the same security an hour later. Customer service is also horrible. Everything is blamed on the "market", funny how in their ads they say the market doesn't matter.

    I wouldn't buy anything from the entire group. 

    Bottom Line: No, I would not recommend this to a friend

  • Lost some thousands of dollars already through Money Morning and Michael Robinson

    • By Brian McDermott,
    • Australia,
    • May 15, 2015

    Having lost about 10% plus a plurality of extra charges in a very short time, with little likelihood of ever getting it back again, I won't be following his so called Strategy any more. Good money after bad. Not only that, but their claims that they will be sending a "check" is BS. No check. That's called Misleading and Deceptive Conduct in Australia, and carries up to a 15 year jail term. I told them that, but received only a Clayton's answer - the answer you get when you don't get an answer. Will someone please shut them down. They are worthless - in short, a rip-off.

    Bottom Line: No, I would not recommend this to a friend

  • Save your money

    • By Mark,
    • Guam,
    • Jul 11, 2015

    I too was drawn to the glitter and promises much like a moth to a fire. The so called technical services are expensive and just another way to gain access to your email so that multitudes of additional crap sales schemes may be pushed you way by the dozens each day.

    There's a sucker born every minute. Don't let it be you next!

    Lastly, Keith is an extremely knowledgeable individual, just surprises me that he is wrapped up in this.

    Bottom Line: No, I would not recommend this to a friend

  • High Velocity is a complete SCAM

    • By Mark Nowicki,
    • Mesa, AZ,
    • Jul 12, 2015

    I joined High Velocity back in January and soon found out that this "technology" of his is complete BS. Unfortunately, I figured it out after the 30 day money back guarantee and stuck paying the remainder of the $1950 I shelled out.

    Tracking all of his recommendations and put them in a mock account buying only 100 shares of each stock at the price he recommended. Low and below: YTD (through July 7th) the account is down 11.3% and a whopping $11,000. Only one stock Interdigital Inc (IDCC) is up since it's recommendation on March 3rd.

    Buyer beware. I am on a crusade to let everyone I know (and that is quite a few owning a restaurant) that this is a complete SHAM.

    Bottom Line: No, I would not recommend this to a friend

  • Scam From the Word Go

    • By Dell Turner,
    • Topeka, KS,
    • Jul 16, 2015

    Not sure who wrote this Highya review but it appears as though it, in itself, is of a somewhat questionable sourcing.

    There is a simple tactic employed by Money Morning, make a preponderance of predictions, double back on only those that prove gainers, make no mention of the consistent, catastrophic losers, and repeat. And then repeat again. While the whole time alluding to a purported group of 'pundits' that they are high-mindedly taking to task. All surrounded by baseless fear-mongering ads.

    Pure nonsense.

    Bottom Line: No, I would not recommend this to a friend

  • Total Scam

    • By Chris,
    • New York, New York,
    • Sep 27, 2015

    Keith is a total joker. This is scam. Speculative investing is a dangerous & ignorant game. This article explains how this technical indicator, like most others, is just hocus-pocus, based on the selective use of data and some bad logic. Don't allow similar garbage to exploit your emotions & lead to irrational investment decisions.

    Bottom Line: No, I would not recommend this to a friend

Showing 1-11 of 26

Write a Review for Money Morning!

Share your experience to help others discover great products!

Write a Review
Money Morning