After receiving the information from Mike, it took me a while to get started. I sent 9 letters out and of course, they all came back as valid debts. I even received two subpoena's to appear in "collections court." Using Mike's info I went through the 92 pages, yes, 92 pages of documents looking for gaps in the chain of custody, missing documents, etc...Let me tell you, these collection agencies rely solely on intimidation. NOTHING in any of those documents said I was the owner of the debts. A lot of "forth with's", "hence forth's" and "I'm authorized to's." When my days in court came, one collector never showed up. DISMISSED! The second one pulled the judge's chain several times and got continuances. No showed once, lied about having a settlement from the court. They were sanctioned 3 times by the court. Her honor was not happy. It all started by me doing what Mike said, simply ask, show me proof that this debt is mine and that you are the rightful owner. My credit score was low 500's when I started. It is now 647 and I have 3 box store credit cards, several credit-builder credit cards, and 3 major credit cards. I'm in the process of having the last few negative items removed from my credit and I'm pretty sure my score will skyrocket over 720. I can't say enough good things about Mike Roberts and the Credit Solution Program.
Bottom Line: Yes, I would recommend this to a friend
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