I signed up with the $20 bonus link and never got it. They delayed getting my account verified and then said the bonus expired.
Stay away. They sent me this:
Thank you for signing up to be a WiseBanyan client!
We would love to proceed with funding your account, but we need to verify some additional information with you before we can do so.
Please call us at 646-593-8359. We are available Monday through Friday 8:00 am - 4:00 pm Pacific Time. It is important we speak with you first before we proceed with funding your account.
Please let us know if you have any questions.
But when I called, it went to voicemail.
Bottom Line: No, I would not recommend this to a friend