Lenda made me jump through hoops to provide them with all kinds of information and proof. I drop everything to provide them with all the requested information. They make me pay for an appraisal. I have a paid off property, another with at least 45% equity, I run a million dollar company, all my credit cards are paid off, and all my cars are paid off. I got over $100k in the bank liquid cash in my personal account. Another $100k liquid cash in my business account. And you make a decision the that I have exclusive obligations to income and my application is declined because I co-signed for my employee on a lease so she and her three kids can have a roof over their heads. I don’t need a refi from you guys, I decline you.
Bottom Line: No, I would not recommend this to a friend
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