I love having my funds clear early, the app is robust and serves my needs well. However, their referral service is misleading and has made me stop telling anyone about Chime. They don’t pay out referrals, always find an excuse, customer service is really slow to respond (the few times I’ve used them, hit or miss). Also now Venmo has blocked Chime from being used with them (I had to call three times and escalate to get a clear answer). Great when it started, but now I’m wondering if they are changing for the worse.
Bottom Line: No, I would not recommend this to a friend
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