This was a horrendous process. It started with the usual things, a nurse visit and mini-physical, and lots of questions, but it dragged on with no quotes. Then they asked me for my doctor's notes. But my doctor had already sent them my records. Then more phone calls and emails with questions that were previously answered. Finally, after 7 months of this, I was in a new age class, which of course costs more. They do not want to perform the work themselves, want you to do it all. All they care about is their commission, not getting you the best quote. While I used them 15 years ago, I would not use them again. Very unmotivated employees and a terrible experience.
Bottom Line: No, I would not recommend this to a friend
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