I had a great experience using Varo Bank. I really appreciate the on-time service that the bank has provided and the incredible money-saving options.
Length of Use: 6–12 months
Bottom Line: Yes, I would recommend this to a friend
Summary
Varo is a full-service, app-based bank whose focus is on providing consumers with checking, savings, credit and loan accounts that challenge the way that traditional banks do business.
Posted on Feb 13, 2021
I had a great experience using Varo Bank. I really appreciate the on-time service that the bank has provided and the incredible money-saving options.
Length of Use: 6–12 months
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Money-saving options
No “cons” were specified in this review
Posted on Feb 12, 2021
Love them, they make it easy for me to take care of all my needs on their app. And of I need help finding how to do something they are always very helpful.
Length of Use: 1–2 years
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
It's simple to use
I get my checks deposited in one place
I can save money in an account attached and I don't mess it up
No “cons” were specified in this review
Posted on Feb 12, 2021
I have been with Varo since they were Varo money. I love banking with Varo, they have great customer service to help you with any problems you may be having. I love the save your change feature. It's the only account I need. Love love love Varo Bank.
Length of Use: 1–2 years
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Great customer service
The features
No problems
No “cons” were specified in this review
Posted on Feb 12, 2021
I really love my Varo card and so far the Varo Bank card hasn't given me problems. I just hope that I am still able to overdraft monthly without any fees because that really saves me monthly.
Length of Use: Less than 3 months
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Fast transfer to other Varo cards
Easy account setup
Love early deposits
Haven't gotten to overdraft service
Can't mobile check load anymore, only able to once
Didn't like how long it took for me to get my money from my deposited check
Posted on Feb 11, 2021
Varo banking has been the best online prepaid banking I have ever used. I would highly recommend this to everyone. Not only is it easy to use, it’s the best to use as well.
Length of Use: 1–2 years
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Money transfers
Ability to use card everywhere
No “cons” were specified in this review
Posted on Feb 11, 2021
I've thoroughly enjoyed the convenience and service this app brings. It's great on the go when I'm out and about and need to grab some cash real quick, whenever I need to just pay for something really quick with the card.
Length of Use: 1–2 years
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Availability
Great service
Convenience
No free money
Fees
Not real people
Posted on Feb 10, 2021
I've had no problems with Varo, they have been wonderful and have had me all the way to expect to know everything that's going on with your money. Thanks Varo.
Length of Use: 1–2 years
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Quick access to my money
Easy to understand
Always in the loop about my money
No “cons” were specified in this review
Posted on Feb 10, 2021
The best online banking experience, I will recommend it to anybody, my friends, my family, my coworkers. It is a good, excellent banking account, especially First Savings. You can save up money for a better future. I wish I could get a $50 bonus for this feedback, thanks. Have a great day everybody, enjoy Varo online banking.
Length of Use: 1–2 years
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
No fees
Great service
Perfect customer service
Customer support
No personal loans
No bonus money
Posted on Feb 10, 2021
Varo Bank has not only advanced their brand/company, but they have also become a reputable bank and business I have been happy to rely on. Never one issue with the app or service.
Length of Use: 1–2 years
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Speed
Customer service
App
No “cons” were specified in this review
Posted on Feb 9, 2021
Not a single problem, since I had Varo for 2 years, it has only gotten better. Love Varo and they are always adding new features.
Length of Use: 2+ years
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Easy use
Fast deposit
Mobile access
No “cons” were specified in this review
Posted on Feb 9, 2021
Best bank I've ever had. I have no bad experiences with this bank.
Length of Use: 2+ years
Bottom Line: Yes, I would recommend this to a friend
Posted on Feb 9, 2021
I have been banking with Varo for a few years now. I have always received deposits early, and I have never dealt with any fees! Everything has always been straight forward. I don’t think I’ve ever had to call customer service as long as I’ve been banking.
Length of Use: 2+ years
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Early deposits
No monthly fee
Mobile banking
ATM limits
Daily spending limits
Posted on Feb 7, 2021
I like them a lot, like the interest rate your money will earn in the savings account. Definitely recommend to my friends and family.
Length of Use: 6–12 months
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Savings account earned interest rate
Easy to use
Online access
They don't have a referral bonus
Posted on Feb 7, 2021
Great service and Varo gives you a lot of financial options...such as savings, checking, and opportunities to invest money.
Length of Use: 6–12 months
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Great options
No “cons” were specified in this review
Posted on Feb 7, 2021
They have been my first online banking account. Their customer service is awesome. I’ve had my wallet taken twice and they didn’t give me a hassle. Of course, I always had an incident report if needed.
Length of Use: 3–6 months
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Customer service
No fees
Referral bonuses
ATM fees
Not instant transfer to linked account
Posted on Feb 6, 2021
I just love sooner paychecks and free month service and free ATM fees. Thank you, thank you, thank you, thank you, thank you.
Length of Use: 1–2 years
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Free
Checks comes sooner
Free ATM fees
Not free at all ATMs
Posted on Feb 6, 2021
It's just an all-around great bank and you never have to worry about being penalized for not having money in your accounts. If you don't have an account with Varo I highly recommend that you get one today. Thanks again, Varo, for being the people's bank.
Length of Use: 2+ years
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Easy to use
Free monthly updates
Never penalized for not having money in your account
No “cons” were specified in this review
Posted on Feb 4, 2021
No fees, always friendly and courteous. They take care of everything I need and treat me like a person instead of a burden or "just another customer".
Length of Use: 2+ years
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
No fees
Live agents
Friendly
Talking to a bot online
Posted on Jan 20, 2021
It’s good. The only complaint I have is that they offer overdraft up to $50, but I cover what they want - I tried to get gas and it was denied, tried to buy lunch when I was working late, it was denied. Why even offer it if you cover what you want?
Length of Use: 6–12 months
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Getting paid early
The overdraft protection issue
Posted on Jan 4, 2021
So easy to use everything on the Varo app at the touch of a finger. No issues ever and every time I needed help got through to a live agent who was positive and quick to resolve my concerns.
Length of Use: 2+ years
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Easy to use
The lock card feature
The save my change feature to savings
Wait long time for replacement card
Wish I could add my daughter on account
Posted on Jan 4, 2021
Varo far exceeded my expectations. I've been with them for 2+ years now and love it. The customer service department is great.
Length of Use: 2+ years
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Customer service
Banking app
Ease
No “cons” were specified in this review
Posted on Dec 22, 2020
Varo Bank has made an authorized debit from my Cash App account and is refusing to give it back. For 2 days I have been told I would have access to my money by the end of the closing time. I have yet to receive it. I have placed a complaint with the BBB and hope that a class-action lawsuit is taken against this organization. This has caused me a terrible inconvenience as well as an excessive amount of stress. I have repeatedly been lied to just to pacify me. With a click of a button they stole my money, and with the click of a button they should've returned it immediately when they were notified. I have been told I am not the only customer this has happened to and it is my hope that me and the other parties involved can join together and seek just and rightful compensation for this unacceptable business practice. What has taken place is not only unacceptable, it is against banking policy and I hope that Varo Bank is revoked from all banking business in the future.
Length of Use: Less than 3 months
Bottom Line: No, I would not recommend this to a friend
Pros and Cons
No “pros” were specified in this review
Unauthorized withdrawals
Posted on Dec 21, 2020
I've had Varo for about 6 months. I've had issues due to using the app. I recently tried logging into my account and used all the correct information. The app gives you a couple of chances to log in and on my second attempt putting in my info, they locked my account. I called them and they said I have to wait 2-3 business days for the fraud department to email me. One day later I received an email saying my account had been canceled without consulting or asking me what happened. I was extremely upset because now I have to wait another 14 days to get my money back! The app is faulty so I would advise going with a bank that has better app stability.
Length of Use: 6–12 months
Bottom Line: No, I would not recommend this to a friend
Pros and Cons
Save change
Customer service horrible
Varo app could lock you out of your whole bank account and you lose access to your money
You have to wait 3-14 days to get access to your active account or refund from account cancellation
Posted on Nov 4, 2020
Willingness to help and get a resolution.
Very knowledgeable and great people skills. 100% available to you 365. Thanks Varo.
Length of Use: 1–2 years
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Understanding
Knowledgeable
Pleasant
No “cons” were specified in this review
Posted on Nov 3, 2020
I have enjoyed using Varo. They even let me overdraft my account fee-free. No better online site. I would recommend this site to all my friends and family. They are extremely quick with their customer service as well. Any time I've called they have been quick, courteous, and helpful.
Length of Use: 3–6 months
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Easy use
Well connected to other platforms
Everyone seems to have
No “cons” were specified in this review
Posted on Nov 3, 2020
Varo has been a wonderful bank and a wonderful experience! I have not run into a single issue or a single problem. My daughter recommended Varo while I was using Chime and I am so thankful for the switch. I am thankful for the bank, I am thankful for the service, and I am thankful for the ease-of-use. You will not get a complaint out of me nor will you get a complaint out of my daughter. They cover overdraft with no issues, they answer questions that you have if you have any problems, you can set up direct deposit insanely easily, and it gets credited to your account so early. It has been wonderful and I think it would be a great product or a great thank for military veterans, active-duty, families with children, families with teenagers, or any of the above.
Length of Use: Less than 3 months
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Fast
Friendly
Easy
No “cons” were specified in this review
Posted on Nov 3, 2020
I have had nothing but excellent service in any and all aspects of my account or just me as a person. Several times I have had to dispute certain charges, most min to minor amounts, however, several were of substantial amounts and each time I had my money retrieved and returned, as well as some refunds I received, each one without issue and swiftly. Also, my direct deposit with the no-fee overdraft deal is phenomenal!
Thank you Varo Bank, I give you a 100% 100 stars review, and I will always recommend your bank forever, just as I have already and continue to do with several others and anyone I meet or talk to.
Length of Use: 6–12 months
Bottom Line: Yes, I would recommend this to a friend
Pros and Cons
Efficiency
Guarantee
Personal phenomenal customer service
Hours of customer service availability
Small overdraft amount
Terms for qualifying for overdraft and/or no account fees
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