I own ten acres of reasonably valuable property with a double wide trailer and addition outside of Denton, Texas that is completely paid for. I needed to take out a mortgage for cash to pay for a divorce that was not my idea.
After filling out the application, etc., I received an email from Timothy O'Boyle telling me that they are unable to loan money to people who have manufactured or mobile homes. He then stopped responding to any further attempts to contact him via email or phone.
I think these guys are just middlemen processing VA loan applications anyway, adding no value to anything but their own wallets.
I suggest you look elsewhere. These guys were very unhelpful to me and seem shady.
Bottom Line: No, I would not recommend this to a friend