They applied, they pre-approved me, and then they ran a hard inquiry on my account after claiming they would not affect my credit score, and rejected me. Like others, I have average credit and $5000 monthly intake. The fact is they aren’t fulfilling their end of the bargain, while asking you to leave yourselves vulnerable to them. I wouldn’t risk giving them my financial information since it apparently doesn’t influence the decision much.
Bottom Line: No, I would not recommend this to a friend
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