I get an email from LightStream saying I was approved for an $8000.00 loan. I call the number. I get someone whos name was supposedly John, by his accent his name wasn't John. I barely understand him. After several minutes I asked if I could speak with someone who spoke English. He supposedly transferred me to someone but it sounded like the same guy I was speaking to. I told him this and he said it would cost me $300 to take out a loan. No mention of that in the email. I told the guy this sounded like a scam and hung up. Before I called, I check if it was a scam and reviews all looked good and no mention of it being a scam. On the app, it said you need a Visa or MC for ID purpose. It already asked for DL#, so why do they need Visa or MC? I know sometimes scammers will use the name of a legit company and this sounded like one of them. Beware if applying for this, you may be out $300!
Bottom Line: No, I would not recommend this to a friend
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