When I first took a loan out with this company I made a good review and only because of the quickness and convenient time it took to get a loan. This was one of the worst decisions in my life getting a loan with this company! I don't have bad credit but it's not excellent. I only took out this loan due to a bad situation I got myself in. The amount of interest they charge is more than double! I took out a $3,000 loan and I'll end up paying about $,000 once it's paid off. I'm paying literally $500 a month and I've been paying this for almost a year here soon. Taking this loan out has set me back so far and caused more damage than helping me. I have another loan company I normally use and I will be using them going forward.
I will NEVER use or recommend this company. I don't even know how this company is still in business and I'm sure all the good reviews are paid people or fake. They also try to say once you pay more than half your loan on time they refinance you and that's a lie! Listen to all the negative reviews, they are real, if you want to pay triple the money back then this is the way to go.
Bottom Line: No, I would not recommend this to a friend
5 people found it helpfulLink to this Review
We regret to hear of your dissatisfaction with your RISE loan.
We disclose on our website that RISE is an expensive form of credit and display the rates and terms by state. We also review the cost of the loan in great detail in the loan agreement.
We do offer flexible payment options and on-time payments and the payoff can help to increase your credit score.
Please contact us if we can offer any helpful information regarding your payment options.
Sincerely, RISE Credit