I use TruthFinder as a means of vetting potential clients for my Real Estate Mortgage and sales business. It has proven valuable on several occasions. I probably use it at least twice a month.
Bottom Line: Yes, I would recommend this to a friend
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TruthFinder is NOT a Consumer Reporting Agency, and therefore, it is prohibited to use our site for any purpose governed by the Fair Credit Reporting Act (FCRA). When a user signs up for our services, they are required to check a box stating they will not use our service or the information we provide to make decisions about consumer credit, employment, insurance, tenant screening, or any other purpose that would require FCRA compliance.
7. Fair Credit Reporting Act Notice And Obligations
TruthFinder IS NOT A CREDIT REPORTING AGENCY ("CRA") FOR PURPOSES OF THE FAIR CREDIT REPORTING ACT ("FCRA"), 15 USC §§ 1681 et seq. AS SUCH, THE ADDITIONAL PROTECTIONS AFFORDED TO CONSUMERS, AND OBLIGATIONS PLACED UPON CREDIT REPORTING AGENCIES, ARE NOT CONTEMPLATED BY, NOR CONTAINED WITHIN, THESE TERMS.
You may not use any information obtained from the Company from its Background Information Services in connection with determining a prospective candidate's suitability for:
Health insurance or any other insurance
Credit and/or loans
Education, scholarships or fellowships
Housing or other accommodations
Benefits, privileges or services provided by any business establishment.
The information provided by the Company via the Website has not been collected in whole or in part for the purpose of furnishing consumer reports, as defined in the FCRA. Accordingly, by purchasing Membership Plans through this Website and using the Company’s Background Information Services, you understand and agree that you will not use any of the information you obtain from the Company as a factor in: (a) establishing an individual's eligibility for personal credit, loans, insurance or assessing risks associated with existing consumer credit obligations; (b) evaluating an individual for employment, promotion, reassignment or retention (including employment of household workers such as babysitters, cleaning personnel, nannies, contractors, and other individuals); (c) evaluating an individual for educational opportunities, scholarships or fellowships; (d) evaluating an individual’s eligibility for a license or other benefit granted by a government agency or (e) any other product, service or transaction in connection with which a consumer report may be used under the FCRA or any similar state statute, including, without limitation, apartment rental, check-cashing, or the opening of a deposit or transaction account. You also agree that you shall not use any of the information you receive through the Background Information Services to take any "adverse action," as that term is defined in the FCRA; you have appropriate knowledge of the FCRA; and, if necessary, you will consult with an attorney to ensure compliance with these Terms.
For any questions or concerns, feel free to contact our customer service department at (800) 699-8081. We are available to assist you during regular business hours, Mon-Sun 5 am - 10 pm PST (8 am - 1 am EST).