I have had Petplan Pet Insurance since February 2016. I got the initial physical done required to start the insurance. Never was I ever reminded to get an annual physical to keep coverage. But they did send me an annual reminder that my monthly premium will be increased the coming year. Every year I got that...So after over 3 and 1/2 years of paying their premiums every month, my dog got sick, I took him in, had a pet bill, sent in the bill, was DENIED, because he did not have an annual physical. My dog was never sick, so I did not take him to the vet...for an annual physical. This would have been his FIRST CLAIM. DO NOT get Petplan Plan Insurance for your pet! In my opinion, they will figure out a way for you to be denied!
Bottom Line: No, I would not recommend this to a friend
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