I just refinanced with this company. I wish I had stayed with my bank - this company totally screwed me. I had to pay over $13,000 and they made this change at the last minute with some BS as to why. Michael Tennant was the loan officer - I tried to cancel and he said oh no, this is the perfect loan for you. Right! Now, I have lots more debt and a little lower mortgage payment. I can't believe that there is nothing you can do once you close and you have been totally screwed.
Bottom Line: No, I would not recommend this to a friend