I get my direct deposit 2 days earlier than any of my coworkers. It's so easy to use the app to keep track of my transactions. Transferring money to friends and family is so easy and quick. Having the SpotMe with no overdraft fees is amazing. I do wish there were in-network ATMs closer to me. I also would like to be able to get a 2nd card for my account for my wife. She does have her own Chime card that we transfer money to but it would be much easier with a second card for my account. But I do love Chime and I'm so glad I found this card!
Bottom Line: Yes, I would recommend this to a friend