This is a zero-star review.
If you have any alternative, DON'T EVER DO BUSINESS WITH FORTIVA CREDIT.
The scams generally involve a claim that Fortiva's computer system made a mistake and didn't make an automatic deduction from your bank account, followed by late charges and negative credit reports.
This is, of course, a violation of federal law, but they're running a numbers game and don't expect anyone to sue them over these charges in federal or state court.
DON'T EVER DO BUSINESS WITH FORTIVA CREDIT.
Bottom Line: No, I would not recommend this to a friend
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