Website will not allow me to set up an account. I called the 855 number to talk to customer service and at first I couldn't reach a person by pressing automated numbers so I had to press the number "about a payment", finally talked to someone that was aware of the problem but could not do anything for me. She said I would still have to go online to create an account. I have been trying to do that all day for several hours. Their system keeps telling me my phone number was not a valid phone number. What the heck.
Their sign-up system does not work so what makes me believe their payment system would work. Worse service I have seen ever. If I could have given them a negative star I would have and I will tell everyone I know not to use Affirm.
Bottom Line: No, I would not recommend this to a friend
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