I was desperate for a little extra money to pay for classes and didn't know where to turn. I got an offer for a $1500 line of credit and it sounded too good to be true. Well. It is. They hit me at a really rough time so I didn't do my research...BIG MISTAKE.
They started taking ~$250 from me twice a month. Sometimes it came out way too early. I was overdrawing constantly to the point where I was getting in trouble with my bank. I went weeks at a time not being able to buy groceries but I didn't know what to do. I asked if I could get my payments lowered just a bit; no dice. I literally took a second job to try and keep up and it still wasn't enough with all the other bills I had to pay.
I was about to file bankruptcy, but a very, very generous work peer saw me have a full-on breakdown at work and is helping me pay in full. We'll see how that goes, but even if I don't get trapped on the phone for hours like other reviewers here, I would still NEVER recommend this company. Horrible!
Bottom Line: No, I would not recommend this to a friend
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