With an A+ driving record (no accidents or tickets in the last 15 years), and living in a National Lab town (with nearly two thousand PhDs), I felt I have been paying too much, ~ $2200 per year with Geico. So after receiving a cordial letter from Amica with an access number and a promise to lower my insurance by ~ $600, I naturally called them for a quote. And here you go...they quoted me $4400 per year for the exact same coverage I am getting from Geico. Just an integer factor of 2!? I asked for an explanation but the agent didn't have any. If that is how an auto insurance company is running a business in this country, good luck folks who are going with Amica at the moment. I am not promoting Geico here, and still feel they are ripping me off. I will keep searching for a reasonable insurance company.
Bottom Line: No, I would not recommend this to a friend