Affirm is a terrible company to do business with. I feel sorry for anyone who is unemployed right now and needs to support their family. They are actually threatening people and sending people to collections during the Coronavirus rather than let them defer their payments for a month or two. I was in the hospital and on short term disability with a 40% reduction in my pay. I just needed one month to get on my feet. They do not allow customers to defer because of the Coronavirus. The late payment will go on your Experian report and ruin your credit for 7 years. I was reported late for two months when I was only 30 days late.
I hope they did not receive any federal stimulus money from us taxpayers. If I find out they did I will write my Congressman and let them know what type of company this is. Please do yourself a big favor and use a credit card instead. You never know what life has in store for you and this company does not care about you or your repeat business. All my other creditors allowed me to defer my payments and worked with me. However, because of Affirm, I had to take my stimulus payment and paid them off in full. I would rather be late on my rent then deal with this company ever again. This was probably their intent to get paid faster. If you want to see what people actually feel about this company read their Better Business Bureau reviews. They are an appalling and greedy company that has ruined my life. If you are smart you will stay away.
Bottom Line: No, I would not recommend this to a friend
1 people found it helpfulLink to this Review