I would not recommend this product. It sounds wonderful - my children were THRILLED to have their own personal card, and I was thrilled to teach money management. However, the couple of stores (one was Target!) that we tried to use it wouldn't accept it. It wasn't valid in an online purchase - again, a reputable company. Then, after emails sent, I believed the cancellation complete - more charges continued! I was told to call the customer service to cancel - annoying. I did call, had difficulty understanding the representative, was adamant that I was canceling, was still put on hold and then given a sales pitch. I just don't like how difficult the whole process was. Look elsewhere, parents.
Pros and Cons:
Bottom Line: No, I would not recommend this to a friend