I received my MasterCard Black Card 5 days after I called in. I picked the Black Card because American Express Platinum is not accepted by everyone and it's a charge card, not a credit card. American Express does offer more perks but I don't lose any sleep over it. If any card is going to be accepted it will be MasterCard. That's how you earn rewards. Having a choice between paying in full or monthly is always nice and worth the extra annual fee.
Bottom Line: Yes, I would recommend this to a friend
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