This has been the worst experience as far as credit cards. Number one issue was the hassle to pay them since they do not receive payments from a business account, and only from a personal account, which I do not have. I had to send them money orders; however, when they received them it would take additional 7 business days to clear. During this period they impacted negatively my credit since they notified continuously the credit bureau as non-received payments.
Finally, customer service is terrible. The people handling customers are illiterate on how to give the right information, and can get one to boil in rage.
Overall, worst credit card.
Bottom Line: No, I would not recommend this to a friend