Summary: Paying $495 a year for a good-looking card is an absolute waste of money. The rewards suck, the concierge is a joke, and you get limited airport lounge access. People with real money will know that you have a BS black card.
Pros: It is good-looking and feeling, and you also get $100 a year back on airfare.
Cons: You only get 1% rewards (1.5% on specific items), and their concierge is not a concierge. It is more like a travel agency trying to make money on your purchase without the discount. The Lounge access you get is a joke. We have three major airports in our area, of which not a single one is in the program. Even in NYC (I believe there is only one), and you have to be flying Scandinavia Air or something like that.
Overall: I am embarrassed that I made a poor decision in getting this card.
Bottom Line: No, I would not recommend this to a friend
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