I contacted J.G. Wentworth because my credit is not great and on their website, they had information about applying for an FHA loan, which looks at other factors other than credit score.
I decided to give it a try, and the man I spoke to actually gave me some hope. I filled out the application on April 10th and waited and waited. A few days ago, I emailed him and asked for an update. I'm still waiting for a response on that.
Today I receive a general credit report copy of their credit pull that states what I already knew. If this is their customer service, I'm glad things didn't work out. If this is how they treat people, I don't want any part of them. The least they could have done is sent me an email telling me that I couldn't prequalify, it's not like I didn't know. The only reason I tried this is because they said they looked at other factors and all they did was check my credit, which is what any back would have done.
If I could give them less than one star, I would!
Bottom Line: No, I would not recommend this to a friend