I got an offer in the mail for $4k, and they were very quick in depositing the funds. The interest rate was 36%, and payments were $200 for 48 months. They don't mail statements but have info online. Better not to draft your account. You get notices (mailed late) if you are late, and they tend to call and nag at work too.
Overall, I would not repeat the experience, but it was ok compared to Payday Loans. It might be difficult to be approved.
Bottom Line: No, I would not recommend this to a friend