Don't bother with Capital One Business Visa. Capital One is the biggest amount of liars around.
First and foremost, if you get some dink from Indonesia, hang up the phone and demand to speak with a US rep. Overseas they will lie to your face, and they will put you on hold purposely while you're talking, and they are the rudest of all. They will talk while you're talking and they love to lie and play games.
This isn't the first time. Every single time and for the 6th time in 2 months, just like the guy below says, they keep locking accounts for no reason. They locked my account for a $20 worth of gas one town away from my billable address. Mind you, I'm making multiple payments a week to this card and have about 10,000 transactions, and now all of the sudden you put $1 on the card and fraud gets alerted?
Spending hours on the phone with morons for them to just yes you to death only to have the same problem happen 24 hours later. This person from Indonesia is trying to tell me that I have pending authorizations (mind you they already posted) as the reason why the card isn't working. There's nothing in pending (which by law they were supposed to show it, so the person is lying).
Then we go through every single transaction with a calculator and come up with the same numbers. Then all of the sudden he makes up some B.S. excuse to side with whatever B.S. the screen shows. My available balance shows a balance, and there's nothing that's pending, but yet I have no credit available, not to mention a payment I made. Total lying people.
Bottom Line: No, I would not recommend this to a friend
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