My car was hit due to no fault of my own. The at-fault driver was ticketed, but his insurance fell short of my stated value. I turned to my own Hagerty policy after my agent advised me to do such.
Hagerty has done nothing to help me for nearly two months. Now they keep asking for ridiculous documents, pure craziness. I have cooperated fully, but it is to the point that you give one thing and they want ten more. I have had to refer them to my attorney at this point to even begin to make any sort of sense of it. It is my belief that they will never pay me due to all of the reviews I have read. It seems to be what they do as a customary business practice; collect premiums for coverage that you think you have, but you're really not covered at all.
This company is a complete FRAUD! I have cancelled my entire policy with them since no insurance is better than thinking you have something you really don't! They will steal $11,000.00 from me, and my car is totaled, and they've collected premiums for 5 years! Buyer beware!
Bottom Line: No, I would not recommend this to a friend