I signed up for Lemonade because I liked the concept. Since signing up, I had a read a few articles from skeptics that Lemonade wasn't everything it was cracked up to be.
Unfortunately, my bike, which I had bought used but put a lot of love, labor and money into, was recently stolen. The U-lock was broken off of it! I was a little fearful of having to communicate with a bot and thought I may be given some excuses for why my bike wasn't covered - but it was! I filed a police report immediately and then filed the claim with Lemonade the next day. I provided receipts and email exchanges describing purchases and my claim was approved within the hour.
It took a little bit of time to list the bike parts that I had purchased and submit the individual receipts, but I would have way rather done that then talk to an agent on the phone with a different insurance company. I'm now a huge Lemonade advocate!
Bottom Line: Yes, I would recommend this to a friend
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