We had a pipe burst in our kitchen, and within a few hours I had to figure out what to do with the holidays approaching and no kitchen table for the family to sit at. I didn't know what was covered, so I chatted online with Lemonade's claims department and they asked for pictures, reciepts, etc. I sent everything I had to them and heard back today that my claim was approved. In 5 days I'll have the money to replace the dining room table that was damaged, all in less than a week. The best $20.00 a month I ever spent.
Bottom Line: Yes, I would recommend this to a friend