The happy and friendly image portrayed by Lemonade, a company that touts a simple and fast claim service, is criminally false advertising. The use of good charities to mask their deceptive practices is shameful at best, but in reality, it's irresponsible, hurtful, greedy and unethical as they are damaging organizations that really do honestly want to be there for not only those to which they have a fiduciary responsibility, but all.
You can't even give Lemonade credit for fulfilling their contractual responsibility to their clients, let alone their moral responsibility to society. They will painstakingly comb through a policy to find any one of numerous legally unjustifiable clauses that they've riddled their convoluted policy with to ensure they don't pay simply because they know your life is upside down if you are using their insurance and you won't have the time, resources, or money (because they withhold it) to navigate the nightmarishly bureaucratic system of appeals.
I was left homeless without a penny, and after nearly a week, they blatantly ignore the police departments assessment and utilize their own to cut a $3200 loss to a $200 offer and then spitefully withhold even that forcing me to sleep on the streets in below freezing temperatures.
The crimes committed by Lemonade and the lies they tell make them far worse than any criminal or disaster mentioned in their policies.
Bottom Line: No, I would not recommend this to a friend
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