I just had an amazing experience using Lemonade. I signed up recently at my roommate's suggestion, having shopped for renter's insurance before and being dissatisfied my the process and options. Not only was signing up a breeze, I was able to use them when my phone was stolen while traveling abroad. Filing a claim was incredibly easy, and the customer service was fantastic. I received confirmation my claim was approved within 48 hours of filing - and they even reimbursed me for a phone case and sales tax, which I forgot to include in my original report. I couldn't be happier with their service.
Bottom Line: Yes, I would recommend this to a friend