When the leak happened in my apartment and all my stuff got damaged by the water, I was devastated because I've heard stories of renter's insurance where if you file a claim you would end up having your rates higher to pay monthly, and me being a first time renter insurance applicant, I didn't know what to expect. But I am very satisfied and very happy that I went with Lemonade because it was super easy to file a claim and explain what happened in the app that I downloaded for Lemonade.
Also, the agent that helped me with my claim was super helpful and nice, and I appreciate very much the easy and simple get-your-claim-in-and-out way that they did with my claim. I only had to explain what was damaged, take pictures of it, and then a quick phone call and that was it. I got my money for my valuables that was damaged within my insurance policy that I purchased.
I wouldn't recommend any other company except for Lemonade because they are truly really here to want to help not just take your money and help you with nothing but more bills to pay. The rates are very amazing, and I am going to stick with Lemonade for as long as I need renter's insurance. I appreciate it very much the fast service that I received and the professional way things were handled with my claim.
Bottom Line: Yes, I would recommend this to a friend