Approximately on the 27th of March, I applied for a $2,500 loan, and I have paid $39.95 for the verification process. Plus I sent them $75 for an application fee. I have attempted to contact them via phone with no success. PersonalLoans and Credit is a complete ripoff. If you are a legitimate financial organization, then there should be a legitimate phone number.
Bottom Line: No, I would not recommend this to a friend