I only applied for this card because "you will get $100 off of your purchase" was advertised to me. Then the fine print says it is for a future first purchase. Okay, I wait, get the card, and make my first purchase. The statement comes and the full charge is there and no $100 off of my purchase. Hmmm...I call the customer hotline..."you got 5000 points, not $100." Ooh goody, goody, haha. Alright, so that is a bait and switch.
Do NOT apply for this card; this company is UNTRUSTWORTHY!
Bottom Line: No, I would not recommend this to a friend