LendUp offered me a $3,000 loan, which I accepted. First, they wanted to clear my negative bank charges, which was only a few hundred dollars. They put $1800 in my account, which I had to give $1600 back of that before depositing my loan. I tried sending money through Western Union, but they suspected fraud. So LendUp asked me to purchase Google gift cards, and I did for $1600 (three for $500 and one for $100).
Then I waited for the loan, which I never got, but they wanted to give me $5000 instead. They said that I had to pay state charges so again they would deposit $2,220 in my account. My bank TDA must have suspected fraud because at first I saw no activity, but then I looked and now my account is negative by $2,000.
They are the only ones that had my online username and password, which I called the bank and changed.
I will also inform the Better Business Bureau. I have my receipts for the Google cards as well.
Bottom Line: No, I would not recommend this to a friend
Are you sure this was LendUp? Their max loan amount is $1000.
I would remove this review ASAP. They don't offer anything over $800-$1,000, depending on the state you live in. They're more of a payday loan with an optional month to month loan that you need to be a higher level member to receive, to begin with. So you'd have to take a couple payday loans and pay them back before even having access to that.