Honestly speaking, I don’t know where these reviews are coming from. I can attest to the excellent experience I had with J.G. Wentworth. As a disclaimer, I am just a legit customer and not affiliated with any institution. I started shopping for mortgage loan companies last year (August 2017) to refinance our home. I shopped with Bank of America and SunTrust which is where I do personal banking with. I did not find their interest rate competitive as J.G. Wentworth. I learned about J.G. Wentworth through a website which reviews mortgage companies, and they are really highly rated.
So I went with them and never regretted my decision. The whole process was seamless, and I was very satisfied with how they handled everything. Bottom line, I ended up getting a mortgage interest rate of 3.125% from my previous 3.625% from a 30- year fixed to a 15-year fixed. I paid no more than 4K for closing costs. One of my patients who happens to be a mortgage loan officer told me that I was able to get an excellent deal with J.G. Wentworth. He even told me that their company often lose clients to J.G. Wentworth because they cannot match J.G. Wentworth interest rate. The closing cost that I paid is even lower than the closing cost; they charge their customers. I am thankful to have done business with J.G. Wentworth.
Bottom Line: Yes, I would recommend this to a friend