I liked the account for a couple of months until I had a month where I had to do a couple of transfers from my savings and they automatically switched my savings account to a checking account. I didn't see a problem with that, except that the app only works if you have both a checking and a savings. Unfortunately, the only way to write checks is through the app, so due to this, I was unable to pay any of my bills via check, such as my rent check. Customer service was thoroughly unhelpful and would not switch my account back, or open a new savings account, without completely closing my original account. So now have to go back to my old Capital One account where I can get useful old fashioned paper checks.
Bottom Line: No, I would not recommend this to a friend
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