This process was very easy, and they did most of the work. It was very timely, everyone was polite and helpful. There were two drawbacks to my experience:
1. They pushed a variable rate loan on me...that was the only option that they gave to me. It's fixed for 7 years, however, and let me get cash to pay off other debts. But it would have been nice to hear some other options.
2. My first payment wasn't supposed to be due until January, however, when I set up my autopay on the website, it started paying immediately in December. I did not get a month without a mortgage payment as was discussed with the agent.
Pros and Cons:
Bottom Line: Yes, I would recommend this to a friend