I knew all of the online reviews seemed a tad too good to be true, but I consolidated with FDR in Dec 2015 (as they seemed to be the most reputable). I've made every bi-weekly payment on time. Well, I was served papers at my apartment Saturday. The best part is that I thought the sweet-looking lady was Amazon. Oh no, not Amazon.
"Good morning, are you X?" Me: "yes." Her: "sorry to wake you up, you are being sued by Bank of America." Me: "wait, what?" Too late, the lady was gone.
In my panic, I found out FDR has a different number and "department" to handle when X is being sued. I'm guessing I'm not alone. And I hate everything. To make matters worse, as I was choking and confused, talking to the FDR lawsuit expert operator about my getting served, I asked about another debt.
The house of cards was crumbling! I had a different letter where a collection agency offered to cut a $10,000 debt to $2,500. I thought FDR was negotiating for me. (This is my fault, why didn't I do it?) FDR operator, "wow, that's a really good deal. Did you say the debt was sold to a new collection agency?" Me: "YES!" (sobbing). I've known several people who have successfully consolidated bigger debts and ain't NOBODY been sued. Like, actually served civil court papers at their home. FDR STINKS.
Bottom Line: No, I would not recommend this to a friend
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I'm with the Executive Services team with Freedom Debt Relief and wanted to arrange a time to speak with you over the phone to further discuss your review and see if there is anything that can be done to find a resolution to your concern.
Is there typically a good time that we could reach out to you to discuss further?