I just wanted a quick credit fix so I can consolidate my credit card debt into one loan. My credit score of 627, which is fair, wasn't good enough. That's totally fine, but I had a better plan to pay off my debt than the lady who called me had. She wanted me to stop paying my cards so they can negotiate with the creditors. I think this is a great debt relief program for others, but just not for me. I haven't paid off my credit cards not because I can't afford to, but simply because I just didn't, but I will pay them off within the next two years. I am trying to get a home loan and only wanted to increase my credit score by lowering my credit utilization percentage.
This service is for those people who are down and cannot get back up, which is not me. The only reason I gave them two stars is for how the lady was speaking to me. She was so condescending, like she was trying to bully me into paying them to fix my credit. If I was desperate, I probably would have fallen for her bullying, but good thing I am not.
If you are on the verge of bankruptcy, go for it, but if you have just been "BSing" like me and can actually afford to pay your credit off, do it yourself. I am not going into default for no reason.
Bottom Line: Yes, I would recommend this to a friend
1 people found it helpful
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Company Response from Freedom Debt Relief
Hello Ms. Beck,
We are sorry to hear of your experience with a debt consultant in our enrollment department. We will get this information to the appropriate party so they will review their process for enrolling new clients. We understand there is no "one-size-fits-all" debt solution and we want to ensure all of our clients feel comfortable.
Thank you for considering Freedom Debt Relief!